Insurance

As noted in the “MOVE-IN” section of this handbook, residents should note that Northern Management’s insurance covers only the property and buildings. IT DOES NOT, IN ANY WAY, COVER A RESIDENT’S PERSONAL BELONGINGS (i.e. furniture, clothes, kitchen supplies, electronic equipment, etc.) against windstorms, fires, burglaries, vandalism, water, or damages resulting from an act of God, or negligence on the part of the owner, contractor, or management. Northern Management strongly recommends that residents protect themselves against these losses by carrying a renter's insurance policy. Most insurance companies have policies at very reasonable rates. (Refer also to “RENTER’S INSURANCE”)

Tenants shall comply in all respects with any policy of insurance now upon said premises. Tenants shall not do or permit anything to be done at or within said premises which shall increase the rate of insurance thereon or upon the property thereon (i.e. day care, running a business, etc.).